Design a compliant, resilient and scalable banking architecture that aligns with regulatory principles and modern customer expectations.
We help banks and fintechs modernize core systems, enable open banking, and build secure, event‑driven platforms across payments, lending, onboarding and risk.
Focus areas
Core & Payments
Modular core, ISO‑20022, real‑time rails, settlement and reconciliation.
Open Banking & APIs
Developer portals, consent flows, rate limiting, and API governance.
Risk & Compliance
KYC/AML, fraud, audit trails, data lineage, encryption and key mgmt.
Data & Events
Event streaming, CQRS, data mesh and golden sources for accuracy.
Why Nihume
Principle‑driven
Architecture anchored to security, resilience, observability and privacy.
Pragmatic modernization
Strangler patterns, co‑existence, and value delivery per release.
Alignment
Business capability maps and roadmaps tied to KPIs.